Umbrella Insurance

Umbrella insurance is a type of insurance that provides extra coverage beyond the limits of your existing insurance policies, such as home, auto, or boat insurance. While these policies generally provide adequate protection, they may not cover all damages in certain situations, such as large accidents or lawsuits. That's where umbrella insurance comes in. Here are some reasons why it's important to have umbrella insurance:

  1. Protection against lawsuits: Umbrella insurance can protect you against lawsuits, covering the costs of legal fees, settlements, and judgments. This is especially important if you have substantial assets that could be at risk in the event of a lawsuit.
  2. Higher coverage limits: Umbrella insurance provides higher coverage limits than standard insurance policies, giving you peace of mind knowing that you are fully covered in the event of a disaster.
  3. Coverage for unforeseen events: Umbrella insurance can also cover damages or losses that may not be covered by your other insurance policies, such as false arrest, libel, or slander.
  4. Affordable: Despite the extra protection it provides, umbrella insurance is generally very affordable, with policies starting at just a few hundred dollars per year.

Umbrella insurance is an important addition to your overall insurance portfolio, providing extra protection and peace of mind in the event of a disaster or lawsuit. Give us a call today to determine if umbrella insurance is right for you.

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Miller Mid-America Insurance